Cashless treatment is an arrangement under which an insurer or scheme settles eligible healthcare charges directly with an approved provider. It usually requires identification, authorisation, and compliance with treatment rules. The patient may still owe a co-payment, deductible, excluded expenses, or charges beyond a sub-limit.
In Nepal, check whether the hospital is in the applicable provider network and whether advance approval or referral is needed. Being listed as a provider does not guarantee every service is covered. Keep authorisation details and bills, and understand the reimbursement route if direct settlement is unavailable.