Coverage is the protection an insurance policy provides for specified events, people, property, or liabilities. Its scope depends on definitions, conditions, limits, and exclusions. A product name such as comprehensive insurance describes a category, but it does not establish that every possible loss is included.
A Nepalese buyer should ask which risks are covered, where protection applies, and how the claim payment is calculated. Compare the policy schedule with the full wording and any rider. Written confirmation is particularly useful for unusual activities, imported goods, or travel beyond the stated territory.