Livestock insurance protects specified animals against covered events such as death from defined causes. Eligibility can depend on age, health, identification, valuation, and care conditions. Some products insure individual animals, while others use group or herd arrangements with their own terms.
A Nepalese livestock owner should keep veterinary, purchase, and identification records and check vaccination or treatment requirements. Inform the insurer promptly after illness or death and ask what examination evidence is required. Theft, infertility, and reduced milk production are not automatically included merely because the animal is insured.