Travel insurance covers specified risks during a journey, potentially including emergency medical expenses, cancellation, baggage loss, and assistance services. Actual sections vary between products and must be checked individually. Geographic scope, trip duration, age restrictions, and activity exclusions are particularly important.
For travel from Nepal, verify destination coverage, emergency evacuation terms, and whether trekking or high-altitude activities are included. Visa acceptance of a policy does not establish that it meets every personal need. Employment abroad may require foreign employment insurance or another arrangement beyond standard tourist protection.