Marine cargo insurance protects goods in transit against specified risks, and it can include sea, air, and inland legs when the contract provides for them. Coverage depends on route, goods, packaging, valuation, and transit clauses. The name does not mean only ocean transport is insured.
For a Nepalese importer moving goods through a foreign port and overland to Nepal, confirm where coverage begins and ends. Check who bears risk under the sales contract and whether storage or transshipment is included. Preserve transport documents and notify the insurer promptly if goods arrive damaged.